SMEs & Enterprise Businesses

Small Business Insurance

Office and Surgery

A comprehensive range of core covers including property damage and business interruption, on an all risks basis, employers’ and public liabilities, money and computers. Covers can be extended to include travel, personal accident, legal expenses, fidelity and terrorism.

Shops, Pubs, Restaurants and Hotels

Comprehensive package covers, including property damage, stock, legal liabilities, money, business interruption and book debts. Additional covers include goods-in-transit, freezer contents, legal expenses, fidelity, loss of licence, personal accident and terrorism.

Small & Residential Property Owners

Comprehensive packages for small property owners with between five to ten commercial or residential properties. Automatic all risks cover for property damage, loss of rent, property owners’ liability and extensions for employers’ liability, legal expenses and directors and officers cover.

Self Employed/Sole Traders

Cover designed for self employed contractors with up to 5 employees, covering public and products liability, legal expenses and money with optional covers for material damage, employers’ liability, contract works, personal accident, business travel and fidelity.

Commercial Cars and Goods Carrying Vehicles

Policies designed for small businesses operating up to 5 commercial cars and/or 5 commercial goods carrying vehicles.